15 Best Hair Mask of 2024 for Healthier, Stronger Hair

Table Of Content

• DIY Avocado Hair Smoothie
• Yogurt and Honey Mask
• How do you apply a hair mask for dry, damaged hair?
• Best Overall: Olaplex No.8 Bond Intense Moisture Mask
• Bumble and Bumble Overnight Damage Repair Masque

Apart from providing intense hydration, it also helps promote smoothness and revitalize the natural texture of your curls. This mask makes your curls soft and manageable and reduces hair breakage. Packed with avocado and shea butter, this hair mask also claims to boost hair growth. Enriched with nourishing ingredients like argan oil and avocado oil, this Plum’s Avocado Hair Mask effectively addresses dryness and frizz, promoting smooth and well-moisturised curls. Tailored for both women and men, this hair mask deeply conditions your hair, balances moisture levels, and reduces hair breakage.

DIY Avocado Hair Smoothie

Hair masks are typically used multiple times a week or weekly and are particularly beneficial for those with thick, dry or damaged hair, while a conditioner is used with every wash and is great for every hair type. Regular deep conditioning with a hair mask provides essential hydration and nourishment to your curls, helping to keep them looking vibrant, soft, and well-defined. The rich and concentrated formula of a hair mask penetrates deep into the hair shaft, replenishing moisture and repairing any minor damage. By doing so, the hair mask fortifies the hair's natural structure, making it more resilient to external stressors and reducing the risk of breakage and frizz. This DIY hair mask hydrates and moisturizes dry, dehydrated curls. Start by mixing the coconut milk and honey in a bowl until well combined.

Yogurt and Honey Mask

Olaplex is another popular hair brand that shoppers can't get enough of — just look at the more than 1,200 online reviews for the No. 8 hair mask! It's formulated with specific ingredients to help repair broken hair bonds. One five-star review calls it a "must-have in weekly routine," adding that it helped smooth and manage their dry, curly hair. This hair mask is formulated without sulfates and is meant for fine to medium hair types and coily, curly, straight and wavy hair textures. Shea butter hydrates hair while keratin helps reduce breakage and frizz. Scalp care is the best care, which is why this mask by Bread Beauty should be in your cart.

How do you apply a hair mask for dry, damaged hair?

Argan oil helps tame frizzy hair, restoring your locks to optimal health. However, the signature coconut and fig scent may not to be to everyone's liking. According to Blakley, a hair mask can also strengthen and repair locks. Formulated with morgina oleifera seed oil and honey, the mask deeply penetrates the scalp and delivers nutrients and vitamins throughout dry hair.

10 Best Deep Conditioners of 2024, Tested by Experts - Good Housekeeping

10 Best Deep Conditioners of 2024, Tested by Experts.

Posted: Mon, 27 Nov 2023 08:00:00 GMT [source]

Best Overall: Olaplex No.8 Bond Intense Moisture Mask

Whether you're dealing with a flaky or dry scalp, this pre-wash treatment can help with its clay, quartz, broccoli extract and matcha tea leaf extract formula. Formulated with a Triple Action Curl Power Complex—a combination of rice amino acids, a natural bond multiplier and a moisture-lock ingredient—this hair mask aims to strengthen and improve moisture retention in under $10. FYI, we tried this mask ourselves (and loved it!) and it even gets a stamp of approval from one of our celebrity hairstylists.

"With its luxurious formula and blend of botanical extracts, it deeply conditions and repairs dry, damaged hair, leaving it incredibly soft, silky and manageable," says Soshyn. Imagine the fusion of your revitalized curls and the added length, volume, and texture that extensions provide. Whether you're looking to experiment with new looks, embrace protective styling, or smoothly transition to your natural curls, these extensions offer a harmonious blend of style and care. Elevate your curly hair journey by embracing the magic of extensions, and unlock endless opportunities to express your unique beauty. Apply the mask to damp hair, making sure to cover all your curls.

Bumble and Bumble Overnight Damage Repair Masque

If you’re not sure which oil to choose, pick olive oil for thicker, coarser, and/or color-treated hair, and argan oil for finer hair types that are easily weighed down. Think of a hair mask as a supercharged deep conditioner, designed for application post-shampoo and left on the hair for roughly 15 minutes then rinsed out. Banana, aloe vera juice, coconut milk, and olive oil are the sweet ingredients to revive your mane.

This formula is excellent for those with dry, dull, or lifeless curls that are in need of an instant shot of hydration. It features cupuaçu butter, which acts as a majorly nourishing emollient. The butter contains essential fatty acids that help promote elasticity and curl durability.

Even the baby hairs that typically stick straight up after we blowdry and straighten our hair stayed in place. All products featured on Vogue are independently selected by our editors. Before using any of the DIY mask recipes for the first time, apply a small amount of the mask to your inner arm to test for any reactions or sensitivities. Learn how to live a healthier lifestyle and save money using essential oils.

The 10 Best Hair Masks for Growth of 2024, Tested - InStyle

The 10 Best Hair Masks for Growth of 2024, Tested.

Posted: Tue, 12 Mar 2024 07:00:00 GMT [source]

Add this as a weekly treatment and you'll see a noticeable difference in your curls after five minutes. Take your curly hair care routine to the next level by seamlessly integrating curly hair extensions. After indulging your curls with our Must-Try DIY Hair Mask for Curly Hair, extend the benefits with the versatility of extensions. These extensions effortlessly blend with your natural curls, opening up a world of styling possibilities. She brings nearly a decade of writing and editing expertise, and her work has appeared in Allure, Health, Fitness, Marie Claire, StyleCaster, and Parents.

The mask made our hair more manageable post-shower, especially when it came to tangles. We noticed that there were fewer knots in our hair after using this mask, and the ones that we did have broke apart with minimal resistance. The mask also seemed to strengthen our ends and reverse some of the damage we experienced from heat styling. It not only fit seamlessly into our shower routine, but it also transformed our post-shower hair routine.

Our parched, dehydrated hair felt significantly softer and silkier, in addition to looking flyaway-free and overall sleek. Our only real complaint was that those smooth, nourishing effects weren’t very long-lasting, so we had to keep using the mask regularly to sustain results. Soft, springy curls can be yours with this lightweight mask that restores moisture and shine. Soothe your scalp, stimulate hair growth, and condition your curls while enjoying a spa-worthy aromatherapy experience. Say goodbye to frizzy hair with this mask that both clarifies and deeply moisturizes to enhance shine.

The natural shape of curls makes it difficult for the scalp's natural oils to travel down the hair shaft, leaving the ends dry and prone to breakage. Though you can apply this scrub to damp or dry hair, this YouTuber recommends dry hair, finding that the sugar granules tend to dissolve too quickly with water to get a good exfoliation. This cult-favorite hair mask takes hydration to a whole new level. Created with curly and frizzy hair in mind, it harnesses intensely hydrating ingredients, like coconut cream and mango butter, to soothe any signs of dryness or breakage — and boy, did it deliver.

A protein boost for your hair doesn't have to include eggs and mayo. Adding extra virgin olive oil, pressed coconut oil, and shea butter amps up the masks' moisturizing factor. If you have thicker hair, then you'll want to add this rich and creamy hair mask to your Sephora shopping cart ASAP. Ingredients include coconut cream, mango butter and banana to help hydrate, improve strength and moisturize, respectively.

Sophia Roe's Favorite Deep-Conditioning Masks for Curly Hair

Table Of Content

• Briogeo Don’t Despair, Repair! Deep Conditioning Mask
• Best Overall: Briogeo Don’t Despair, Repair! Deep Conditioning Hair Mask
• Banana and Avocado Mask
• Sachajuan Hair Repair

Franzino does point out that the bottle is rather small at four ounces, so it may not be the best hair mask for someone with medium to long hair who will use more product per use. Designed for medium or thick hair, the mask also works on straight, wavy, curly or coily hair. The brand recommends that consumers use the mask weekly and leave on for at least five minutes or up to 35 minutes for a more intensive treatment. Although the hair mask is on the pricier end, one pot contains a fair amount of product and one five-star review says it's "worth the money." The product's ingredients help address a variety of hair concerns and work to leave your hair feeling soft but not heavy. The experts say that ideally you should use both in your routine.

Best hair masks 2024 Hydrating masks for every type and concern - Cosmopolitan UK

Best hair masks 2024 Hydrating masks for every type and concern.

Posted: Mon, 11 Mar 2024 07:00:00 GMT [source]

Briogeo Don’t Despair, Repair! Deep Conditioning Mask

Doing a honey, egg, and castor oil mask routinely may help grow your tresses to your desired length. Castor oil fights against hair growth inhibitors like dandruff and scalp infections while increasing blood flow to the scalp. You'll also find that this combination increases manageability and adds shine. "This hair mask made my color-treated, heat-styled hair feel silky, healthy and less like straw-like in one use," says Franzino. And the price is right, plus it has an almost perfect five-star rating on Sally Beauty across close to 100 reviews. We appreciate that the mask is phthalate-free, according to the brand, and is designed to improve wet detangling so you can brush or comb through your hair easily.

Best Overall: Briogeo Don’t Despair, Repair! Deep Conditioning Hair Mask

For curly hair exposed to the elements, moisture is always a saving grace. This holds especially true during winter, the season’s lack of the humidity contributing to dry, brittle strands. “It [seals] the hair cuticle and helps it lay smoother and look shinier,” he says. Afterwards, François recommends co-washing with a cleansing conditioner to keep coils extra hydrated. “It’s wonderful for gentle cleansing and locking in moisture between regular shampoos,” says François. Here, the best deep conditioners to help give your curls a little TLC this winter.

Banana and Avocado Mask

We considered each mask’s texture and consistency, whether it left any residue or greasiness, and how our hair looked and felt overall after each use. We ranked each hair mask according to our criteria, and these are the 10 highest-ranking hair masks we tested. The soft and airy consistency of this hair mask alone makes it an absolute all-star. Unlike other contenders, it’s lightweight and blended right into our hair. In fact, on days we really wanted the mask to soak in, we saturated our strands with the product, then wrapped our hair up in a clip, letting it settle in all day. It nourished our hair and didn’t leave behind any greasy residue or excess product, the way so many hair masks often do.

Mix all the ingredients together and leave the blend in your hair for at least an hour (preferably overnight). Be sure to wash it all out thoroughly and style as you normally would. She is a sparkling, wildly talented yet relatable chef, wellness expert, empowerment architect, and beauty bandit whose candid videos and posts on health and mindfulness light up social media.

To find the best hair masks, we researched top-performing brands and consulted with professional hairstylists. All our experts say the main benefit of using a hair mask is that it delivers intense moisture to dry locks. As Porsche explains, "It adds moisture back into the hair to help hydrate, de-frizz and strengthen damaged and/or processed curly hair, while also adding body and shine." The coconut, shea butter and vitamin E blend penetrates the scalp and roots to moisturize and strengthen your curls.

Do hair masks actually work?

Before the mask, we had to rely on a leave-in conditioner and mousse to keep our curls bouncy and untangled. But after, we were able to significantly cut down on these other products. Our hair still needed a little post-shower hydration after the mask, but even without it, curls stayed very defined.

Coco & Eve Like A Virgin Super Nourishing Coconut & Fig Hair Masque

Priyanka Swamy, the visionary founder of Perfect Locks LLC, is a passionate advocate for empowering women and promoting cultural diversity. With an unwavering commitment to ethical sourcing and quality craftsmanship, she redefined the hair extension market and created a supportive community that celebrates individuality. Priyanka's dedication to sustainability and social responsibility continues to inspire positive change within the industry.

Olive Oil and Egg Mask

When used on curly hair, these masks define your curls, add volume, and make them bouncy. We spoke with professional hairstylists and colorists to gain industry insight into the category, and spent hours combing through online reviews to discern which products performed well in real consumers' homes. "Integrating a hair mask into your haircare routine can be a transformative experience, leading to healthier, more vibrant locks," says Master Stylist and Colorist Artem Soshyn at Warren Tricomi NYC. You can find a hair mask for every hair type and texture, from intensive masks for thick or curly hair to lightweight options best for oily or thin hair. We also include picks for damaged or treated hair so you can help restore your locks to their healthy shine.

Follow along for essential oil education, DIY recipes, and natural living tips. Although these recipes are designed to minimize staining, it’s always a wise precaution to wear a shirt you wouldn’t mind getting a stain on. Good Housekeeping participates in various affiliate marketing programs, which means we may get paid commissions on editorially chosen products purchased through our links to retailer sites. Enjoy 10% off your first order and expert beauty and hair tips from Perfect Locks. Get inspired by our before and after gallery to see what naturally gorgeous hair extensions can do for you.

The honey and olive oil combo is the perfect recipe to improve shine, reduce breakage and manage unruly curls. When uncertain, consult with a hairstylist or hair care specialist for personalized recommendations, ensuring you find the perfect hair mask to address your specific needs. If you just bleached your hair or color-treated it (and you better not have bleached your hair at home, right?), then you're definitely in need of some TLC right now. Lightening your hair damages the hair cuticle to some extent, no matter how good your stylist is, which means your post-bleach hair will need a ton of moisture and protein (hi, coconut oil and bananas). We’d consider ourselves somewhat of a hair mask expert, having tried dozens throughout the years — but dae’s Deep Conditioning Hair Treatment is definitely one of the best we've come across.

Natural hair guru Nia Imani breaks down in detail the benefits of each ingredient, and it's guaranteed to blow your mind. In fact, Lab data analysis showed that it restored overbleached hair samples with just two uses. Designed for all hair types and textures, simply shampoo (but don't condition!), towel dry, apply one to two dime-sized pumps working from ends to roots, let sit for four minutes and then style. That all said, it is the most expensive mask on this list and one GH Editor found it left her hair a little matted after use.

Have fun being a kitchen beautician and even save yourself some moolah in the long run by trying out your own au naturel hair smoothies for a change. Mama may have told you to never play with your food, but these 12 DIY hair mask recipes yielding amazing results prove it's so worth it. "My hair was much more supple and velvety after using this," says GH Beauty Director April Franzino, who adds that the scent is amazing. All of this for an affordable price and a sizable container makes this mask a shoe-in for dry hair that needs some nourishment to reach its healthiest state. With that, scroll ahead for the best hair mask for every concern and hair type.

Fortunately, there are plenty of deep-conditioning treatments to add to your hair-care routine that can offset these effects. Whether you're working with a few split ends or need a complete overhaul from years of bleach and color treatments, there's a hair-care mask to help you treat the consequent damage — and give your hair the TLC it deserves. Hair masks are targeted treatments that offer more hydration and repair than a deep conditioner.

But as soon as we doused our hair with the mask, all our concerns were laid to rest. It not only felt amazing on our fine hair, but it also spread evenly and easily without causing any greasiness. The mask had a rather thick consistency when it came out, but as soon as it touched our hair, it became creamy and light.

Minimum Down Payment for a House: How Much Should You Save?

Table Of Content

• Current Mortgage Rates in Canada
• Using Mortgage Loan Insurance for Downpayments Under 20%
• Strategies for Saving for a Downpayment
• Today’s Best Mortgage Rates
• What If You Don’t Have Enough Money for a Down Payment on a Home?
• Rocket Mortgage
• First-Time Home Buyer Guide: Strategies to Get You That First Property

In today’s housing market, saving up for a 20% down payment can be challenging. Considering that the average home price according to the Canadian Real Estate Association (CREA) was a whopping $685,809, as of February 2024, a 20% down payment would come out to $137,162. This is particularly difficult for young adults, low-income workers and potential homebuyers with significant debt or bad credit. Just remember that it’s possible to put less money down when buying a house.

Current Mortgage Rates in Canada

One of the initial costs of buying a house is a down payment, which is a percentage of the home’s purchase price. Your down payment requirement will depend on factors like the type of mortgage, your credit score, debt-to-income ratio (DTI) and other personal factors. A down payment on a house is the initial cash payment the buyer makes during a real estate transaction.

Using Mortgage Loan Insurance for Downpayments Under 20%

Young home buyers (age 24-32) tended to put down less than 10%, while elderly home buyers (age 77-97) generally put down more than 25%. Many lenders require you to make a down payment to have an immediate financial stake in your home. An FHA loan is just one example of a loan option that has a low down payment requirement.

Strategies for Saving for a Downpayment

When purchasing a home, after a down payment is paid by a home-buyer, any remaining balance will be amortized as a mortgage loan that must be fulfilled by the buyer. In other words, the purchase price of a house should equal the total amount of the mortgage loan and the down payment. Often, a down payment for a home is expressed as a percentage of the purchase price. As an example, for a $250,000 home, a down payment of 3.5% is $8,750, while 20% is $50,000.

Let’s say you want to put at least 3% down and the median home in your area costs $300,000. And, from the buyer’s perspective, the less risk there is in the loan, the more likely the buyer is to get a good interest rate and other favorable terms. Richie Helali, mortgage sales leader at HomeLight, says down payments are in the conversation daily when he is talking to prospective borrowers. Though there are a number of advantages to a 20% down payment, it sometimes makes sense to make a smaller down payment.

Today’s Best Mortgage Rates

Conversely, some of the priciest markets see declining down payment amounts as the crunch in home affordability continues. The first is called an earnest money deposit and is paid after the seller accepts your offer—this signals your intent to follow through with the purchase. You’ll pay the second installment along with other closing costs on your closing day.

What If You Don’t Have Enough Money for a Down Payment on a Home?

Gifted Funds – This downpayment source can only come from an immediate family member and is limited to parents, grandparents and siblings. Additionally, the funds must be a gift without the expectation of being repaid. The bigger the down payment, the smaller the mortgage, which may save you thousands of dollars in interest charges. Here are six advantages of making a house down payment of 20 percent or more.

Deciding on Your Home Down Payment: a Comprehensive Guide - Business Insider

Deciding on Your Home Down Payment: a Comprehensive Guide.

Posted: Thu, 14 Mar 2024 07:00:00 GMT [source]

Rocket Mortgage

With the median home price in 2023 at over $425,000, the average homebuyer would need $85,000 just for the down payment. In addition to the down payment, you must prepare to cover your closing costs and moving expenses. Factor in the opportunity cost when considering putting down more money upfront. Though a larger down payment may earn you a lower interest rate and monthly mortgage payment, it may make more sense to use the money for college tuition, investments or retirement. Now, let’s say you put down 20% on the $300,000 home, which is $60,000.

The federal banking regulator in Canada took action to avoid a housing market crash similar to what occurred in the U.S. This included mortgage-specific policies like downpayment requirements to purchase a home and obtain a mortgage. Mortgage default insurance, also commonly referred to as CMHC insurance, is mandatory coverage that is taken out by high-ratio mortgage holders, who make less than a 20% down payment on their home purchase.

With a $400,000 mortgage, for example, mortgage insurance coverage could end up costing you up to $16,000—up to 4% of the loan. Canadas has specific rules around minimum down payments that have been in place since 2008. You’ll have to put at least 5% down to get a mortgage for a home priced less than $500,000. You want to ensure you’re financially comfortable with the amount you’re putting down and have enough set aside to cover other costs of homeownership, like closing costs. If your downpayment is ready and you’re looking to purchase, contact nesto’s mortgage experts today. For example, a $500,000 purchase price with a minimum 5% downpayment ($25,000) requires mortgage default insurance of $19,000.

Once the deal is finalized, this third party distributes the funds to the seller, who ultimately receives the down payment. A higher down payment helps reduce your monthly mortgage payments, which can keep your DTI at a reasonable level. In most cases, you can ask your lender to cancel PMI as soon as you have paid down the balance to below 80% of the home’s value—or if the home rises in value, though a new appraisal may be needed. Note that mortgage insurance on FHA loans is applied differently and can be more difficult to get rid of without refinancing. Mortgage payments are amortized, which means the size of the payment (on a fixed interest-rate loan) stays the same throughout the repayment period.

If you take out an FHA loan, you’ll have to make a down payment that meets the guidelines set by the Federal Housing Administration (FHA). According to NAR, approximately 7% of buyers received gift funds for home purchases in 2022. Buyers ages 24 to 32 make up 19% of those that are most likely to use a mortgage gift for purchase, and 12% are ages 33 to 42. Family members, such as a parent, sibling or in-laws, can contribute financial gifts to cover all or part of the down payment.

In fact, many people do put down less than 20% when buying a home. The median down payment for all US homebuyers in 2023 was 14% of the purchase price, according to The National Association of Realtors. The average down payment varies a great deal depending on the age of the buyer, as well. The less you borrow, the smaller your monthly mortgage payments will be, leaving extra funds to budget for repairs and other monthly expenses. You’ll need to put 20% down to avoid paying private mortgage insurance (PMI) on a conventional mortgage loan. PMI is insurance that protects a lender if a borrower defaults on their home loan.

Putting down at least 20% of a home’s price, according to real estate professionals and financial advisors, is the sensible choice for today’s homebuyers. It tells the seller that your offer is serious, and that you have the finances to afford the home. A down payment reduces the amount of money a lender needs to provide, and must be in the buyer’s possession before a mortgage can be finalized.

Mortgage Down Payment Calculator

Table Of Content

• Down Payment Assistance Programs
• Mortgage Down Payment Calculator
• Money For Repairs And Renovations
• Down Payments for Second Homes Are Higher
• Strategies for Saving for a Downpayment
• Jumbo loan: 10 percent down payment
• Is it better to put a larger downpayment on a house?

You can use Bankrate’s mortgage down payment calculator to get a sense of how different down payment amounts impact your monthly mortgage payment, and the interest you can save by putting more money down. You might have heard you’re required to put down 20 percent on a home. In truth, there’s no single figure or percentage for a home down payment; how much to put down on a house depends on the type of loan you get and the mortgage lender’s requirements, among other factors.

Down Payment Assistance Programs

The programs are designed to encourage homeownership and are generally restricted to first-time homebuyers. A 20% down payment would keep many home buyers locked out of the housing market. Fortunately, 20% is no longer the benchmark for a down payment on a house.

Mortgage Down Payment Calculator

Low-down-payment buyers will have to buy mortgage insurance for FHA loans. Mortgage insurance isn’t necessarily forever if you’re using a conventional loan. A lower LTV ratio presents less risk to lenders because you are adding more equity to your home and have a higher stake in your property relative to the outstanding loan balance. Since lenders use LTV to price mortgages, a lower LTV means you'll likely pay a lower interest rate on your mortgage. When your LTV ratio exceeds 80%, you’ll likely pay for Private Mortgage Insurance (PMI). The average first-time home buyer pays 6% upfront and obtains a mortgage from a bank or other financial institution for the balance.

Money For Repairs And Renovations

This loan will require repayment with interest, but there will be no tax or penalties on the loan amount. However, taking out a loan, especially a large one, can affect qualification for or ability to repay a mortgage. Most plans only give five years to repay the loan, and borrowing a large amount can result in substantial payback pressure. If the amount of upfront cash available and down payment percentages are known, use the calculator below to calculate an estimate for an affordable home price. This is a case of weighing the long-term benefit of holding onto the asset against the benefit of getting into a home sooner and/or with a larger down payment.

Down Payments for Second Homes Are Higher

VA loans for enlisted members of the military, veterans, or surviving spouses can be gotten with no down payment at all. And there’s no mortgage insurance, although there is a one-time VA funding fee for all VA loans. If you put down 10% or more on your FHA loan, then your mortgage insurance will disappear when you reach 20% equity in your home.

Strategies for Saving for a Downpayment

Second Home Mortgage Requirements and Rates for 2024 - The Mortgage Reports

Second Home Mortgage Requirements and Rates for 2024.

Posted: Mon, 01 Jan 2024 08:00:00 GMT [source]

However, the share of first-time buyers fell to 22% in 2022, dropping from 34% in 2021. The median down payment for a first-time homebuyer has been less than 10% for nearly three decades — ultimately, how much you put down is up to you. Be sure you understand your finances and these risks before you buy.

Jumbo loan: 10 percent down payment

Applicants usually still need to have decent credit and documented income. While it is possible to take on a personal loan in addition to your mortgage to come up with a down payment, there are several problems with this. Some mortgage programs restrict you from borrowing for a down payment, and if you do it is likely to impact both your debt-to-income ratio and your credit score. Those are major factors in whether you qualify for a mortgage loan, and if so, what interest rate you get. Speaking of interest rates, the rate you get on a personal loan being used as a down payment loan is likely to be much higher than your mortgage interest rate. According to a survey by Realtor.com, in the first quarter of 2023 the median down payment size in the U.S. was 13% of a home’s purchase price.

Is it better to put a larger downpayment on a house?

In addition, your lender may have restrictions on “non-traditional” down payment sources, such as an unsecured line of credit, credit card or personal loan. To help support our reporting work, and to continue our ability to provide this content for free to our readers, we receive payment from the companies that advertise on the Forbes Advisor site. Compare customized mortgage rates from Canada’s best lenders and brokers for free.

Iowa First-Time Home Buyer 2024 Programs and Grants - The Mortgage Reports

Iowa First-Time Home Buyer 2024 Programs and Grants.

Posted: Thu, 21 Mar 2024 07:00:00 GMT [source]

Popular content

If you got a mortgage for 100% of the purchase price, your down payment would be 0%. If you got a mortgage for 80% of the purchase price, your down payment would be 20%. Lodestar Software Solutions tallied up 2019 figures and found that the average buyer put down just 5.3%. The National Association of Realtors reported in 2020 that first-time buyers who financed their homes put down an average of 7%. People using a mortgage to buy a second or later home averaged 12% down in 2020, according to NAR.

Has the highest down payment percentage amount at 20.4%, with a $100,800 median down payment due to the area’s expensive housing market. Still, since the lender is investing more money in the property than you are, they’ll order an appraisal to get an independent, professional opinion on the property’s value. They’ll also check your credit score, income and debt to see if you’ll be able to pay the mortgage. These premiums are usually paid monthly as part of your mortgage payment, so in this example mortgage insurance would add $166.67 to the monthly payment. Clearly, putting 20% down can make a difference when it comes to affordability. In other words, you’ll need to put 20% down on the home’s purchase price.

A mortgage pre-approval is an official step where a lender verifies your financial information and credit history. Your mortgage application collects information regarding your estimated down payment amount, income, employment, debts, assets, credit report, and credit score. PMI can be a helpful tool to make homeownership a reality for anyone who might struggle to save a 20% down payment. But it is a monthly cost in addition to your mortgage, and unlike your mortgage payments, PMI payments will not help you build equity in your home.

In most cases, borrowers pay for PMI as a monthly premium that is added to their mortgage payment. Down payment requirements for a primary (main) residence will vary. The requirements will depend on the type of loan you’re applying for and your financial situation.

These loans are only available for properties and buyers in areas that meet geographical and income restrictions. Conventional loans may allow as little as 3% down for well-qualified first-time homebuyers. These are loans that are not backed by any government agencies, such as the FHA, but are offered by many lenders and then ultimately sold to either Fannie Mae or Freddie Mac.

Borrowed Funds – You can use borrowed funds for your downpayment if the minimum downpayment is funded through a traditional source first. This source can come from lines of credit, credit cards, personal loans, or loans from a family member. However, the borrowed funds amount must be included in your total debt service (TDS) ratio calculation. The downpayment requirements for homebuying came about after the 2008 financial crisis.

If you’re a first-time homebuyer looking for downpayment funds, consider borrowing (tax and interest-free) from your Registered Retirement Savings Plan (RRSP) under the Home Buyers’ Plan (HBP). For example, if the home purchase price is $400,000, the minimum downpayment would be $20,000. An alternative way to look at the down payment is to employ the loan-to-value ratio (LTV), which describes the mortgage value in relation to the home price (mortgage value / home price). A function of the down payment percentage, it can also be calculated as (1 – down payment %). Your mortgage default insurance premium, calculated as a percent of your mortgage amount, gets smaller as you increase your down payment. To learn more about mortgage default insurance (often called CMHC insurance) and how it is calculated, please visit our CMHC insurance page.

Why Does PowerPoint Design Ideas Not Work? And How to Fix it!

Table Of Content

• Use Your Design Ideas for PowerPoint in Your Next Presentation
• 2 Design Ideas is Not Enabled
• Enhancing your PowerPoint presentation with the Design Ideas feature
• Neoclassical Watercolor Style Agency Infographics
• Is there a design ideas feature within PowerPoint?
• Excel Waterfall Charts: How To Create One That Doesn't Suck
• How do you apply the same design idea to all slides in PowerPoint?
• Best PowerPoint Template Designs (For 2023 Presentations)

Watch the existing text disappear and be replaced by your own words. Repeat this same step across the other slides in the deck to add your own text. Pinterest has a bunch of design ideas and inspiration. PowerPoint presentations, almost by definition, are meant to be shared. They may be viewed by and shared with hundreds or even thousands of other people.

Use Your Design Ideas for PowerPoint in Your Next Presentation

It’s much easier than having to craft creative slide layouts on your own. Design Ideas is a powerful feature in PowerPoint that can help you create professional-looking slides in no time. It uses artificial intelligence to analyze the content of your slide and suggest design ideas that match the tone and style of your presentation. You can also customize the design ideas by changing the color scheme, font style, and layout to suit your needs. With Design Ideas, you can save time and effort in creating visually appealing slides that capture your audience’s attention.

2 Design Ideas is Not Enabled

It’s one of the best PPT design templates for creative corporate presentations. When choosing a design idea for your PowerPoint presentation, it’s important to consider your audience and your goals. Think about the message you want to convey and choose a design idea that helps reinforce that message.

Enhancing your PowerPoint presentation with the Design Ideas feature

In the dialog box, scroll down to the “PowerPoint Designer” section. Click on the “Automatically show me design ideas” option. The final step is to click on the “Unlock” option in the “Selection” pane. The “Unlock” icon is available next to each object in the “Selection” pane and it looks like a locked padlock. Now you can move any object in the design idea slide and make changes to it.

Neoclassical Watercolor Style Agency Infographics

The very first time you try out the feature, the program might ask you for your permission to get design ideas for you. This way you’ll enable the feature to assist you automatically at the appropriate time. And with premium templates like this, they’re incredibly easy to add. Working on slide #6 in the deck, notice the image placeholder on the right side. You could even look up PowerPoint slide design ideas and find inspiration. This is a great way to find out what styles are trending.

Sometimes, even if you’ve done everything right and you have an active Office 365 subscription, you might not be able to see the Designer button. The feature doesn’t need further configuration on your browser or the mobile versions, however, it might require you to turn it on your desktop version. I put a list with a lot of text on purpose and see if it will generate some good readable visuals for me. Although I deliberately made the task harder with that much text, the last suggested layout nailed it.

Excel Waterfall Charts: How To Create One That Doesn't Suck

This is because the feature is supported in only the “Title” and the “Title and Content” slide layout. To fix this issue, you have to change the slide layout of the selected slide. In a design idea slide in Microsoft PowerPoint, you can easily change the color of the applied design and replace it with any other Office color scheme. Many a times, presentations are made by amateur designers or by users who are not adept in Creative skills.

Whatever the circumstances, utilizing the PowerPoint design ideas tab to get the best possible slide layout will only help your cause. This common problem leads to many presentations never reaching their full potential. Your flat PowerPoint design and weak slide layouts confuse the audience. This PowerPoint presentation template has a slick, soothing, but energetic design.

PowerPoint-itis - Marketoonist

PowerPoint-itis.

Posted: Sun, 20 Nov 2016 08:00:00 GMT [source]

Download the Book Lovers App Pitch Deck presentation for PowerPoint or Google Slides. Finally, click on the “OK” button at the bottom of the dialog box to enable the “Designer” feature. In the menu ribbon located at the top of the screen, click on the “File” tab to open the “File” menu. At the bottom of the “Arrange” section of the “Picture Format” or the “Shape Format” menu, click on the “Selection Pane” option. This will open the “Selection” pane on the right side of the screen. For a detailed understanding of how to use this Design feature in your PowerPoint presentations, please read the rest of the article below.

If this is the case, reach out to the IT department of your company and request them to enable this for your device. Be sure to go through any company-specific approvals or policies that may be in place to enable this feature. The Design feature only allows a certain number of elements of certain types. There may be 3 reasons why your Microsoft PowerPoint does not have the Design Ideas feature. The “Design Ideas” feature is fairly new in Microsoft PowerPoint.

You may also see this rule in the form of the or the rule. An Office 365 subscription goes for around $6.99/mo (or $69.99 per year) for Office 365 Personal plan. But it’s important to have a Microsoft 365 subscription for better productivity. In addition to PowerPoint, you can access the entire Microsoft Office suite, 1TB of storage on OneDrive, and more. Microsoft PowerPoint was initially created by Robert Gaskins and Dennis Austin at Forethought, Inc.a software company for Macintosh computers only.

You can choose fonts and colors that match your brand or simply choose ones that you find visually appealing. In some cases, the “Sorry, no design ideas for this slide” error may still be showing in the “Designer” pane in Microsoft PowerPoint when there is a stable connection. This is because the “Designer” feature is not available for custom templates. You cannot use the feature when using a custom template. To get design ideas, you must use an Office theme available in PowerPoint.

This way it reduces the amount of time you need to spend to choose from PowerPoint slide ideas. You can then proceed to edit and customize a presentation template per your requirements. Although they do not come with the necessary details to guide you through the editing process, this can be a good starting point. The PowerPoint design ideas tool is available on Office 365 web and Office 365 app for both PC and Mac and Microsoft Office online (with Word, Excel, and PowerPoint).

Create a Dynamic Presentation - Communicate Your Ideas Through Storytelling and Design - OpenClassrooms

Create a Dynamic Presentation - Communicate Your Ideas Through Storytelling and Design.

Posted: Wed, 20 Jul 2022 07:00:00 GMT [source]

It will provide you with suggestions to arrange these types of objects. For charts and tables, there should only be one chart or table on the slide. Since PowerPoint 365 is using artificial intelligence (AI), features are constantly changing so PowerPoint Designer and its capabilities will change as well. Placeholders for images work as import gateways in PPT. When you add a photo to them, it'll be shaped into the shape of the placeholder. The content you see is already arranged in a tasteful layout.

26 Types of Moths in California with Pictures

Table Of Content

• 8 Pest-Control Myths You Shouldn’t Believe
• Mediterranean pantry moth
• White-striped black moth identification
• Black Rustic Moth (Aporophyla nigra)
• How Long Do Moths Live In a House?
• Heating kills clothes moths
• Household Pests: Moths

The majority of moths are grouped into five families—Arctiidae, Noctuidae, Geometridae, Saturniidae, and Sphingidae. The Indian meal moth also referred to as the pantry mothwill be found in most of your foodstuffs like cereals, grains, nuts, seeds, orstore-bought foods. Once the female moth lays the eggs, they’ll hatch intolarva which then webs around the food.

8 Pest-Control Myths You Shouldn’t Believe

The black moths are native to Europe and North Africa and are active during September and October. To spot a purple thorn moth, look for purplish-brown wings that have ragged edges. The moth’s wings also have a characteristic white comma-shaped white mark on the forewing.

Scientists Counted Every Species in Their Home, And Got a Huge Surprise - ScienceAlert

Scientists Counted Every Species in Their Home, And Got a Huge Surprise.

Posted: Mon, 25 Dec 2023 08:00:00 GMT [source]

Mediterranean pantry moth

Adult moths don't bite, but if you are allergic to moths, handling them may cause an allergic reaction that you could mistake for bites. Aly Walansky is a New York City-based food and lifestyle writer with nearly two decades of writing experience for various digital publications. She's focused on the latest in dining trends and budget meal-planning tips.

White-striped black moth identification

They don't differentiate between clothes or soft furnishings so even if you discover moth damage in your wardrobe, don't assume your carpets are safe. Be particularly careful of grains, nuts and riceMoths both feed on and lay their eggs in these foods, so dispose of any open containers of these products. Clean all cupboards and wardrobes with a vinegar and water solutionVinegar is a natural cleansing agent, and the acid is not tolerable for moths.

Pantry Moths and Clothes Moths can mature into adulthood from larvae simultaneously, causing what appears to be a sudden swarm from the pantry, closet, etc. You may find moths hanging around the light fixtures in your bathroom. However, if you spot moths near your sink or tub drain, you may actually be seeing drain flies. Adult drain flies are tiny and dark gray, but some have wings that mimic those of moths. To get rid of drain flies, you can clean the pipes with natural solutions such as baking soda and vinegar, or chemical drain cleaners. Cecropia moths are easy to spot because of their large size and massive wingspan.

Pantry moths generally only last for a few days once they get inside of your home. The Common Clothes Moth (Tineola bisselliella) is among the most damaging and commonly confronted house moths. Adult Common Clothes Moths reach between 6mm and 7mm in length and feature uniformly straw-colored fringed wings. They typically avoid light and, instead of flying, they run and will typically be seen crawling at floor level or resting on the walls. Adult White-Shouldered House Moths reach between 8mm and 10mm in length and can be distinguished by their characteristic white head and mottled wings. The larvae have a cream color with a red head or they may be seen in a silk cocoon.

Heating kills clothes moths

Even if you haven’t discovered holes in your clothes (yet...), the presence of certain types of moth in your home is a warning to take action. Look out for the brown house moth (8mm long with bronze, black-flecked wings) and the common clothes moth (6-7mm long with paler, beige wings). If they lay their eggs in your home, the larvae that hatch from them will feast on your fibres. The commercial silkmoth (Bombyx mori) is sometimes found in California as accidental escapes from silk farms but is not considered an established species.

Household Pests: Moths

"Like other bugs, moths can enter the home through torn screens or cracks in window and door frames," Angela Tucker, manager of technical services for Terminix, told TODAY.

Indian Meal Moth

After eradicating house moths, prevention is crucial to avoid more infestations. And the best way to prevent a future infestation is to eliminate any potential sources of food and shelter for these nasty bugs. So here are some top tips on ensuring any problems with moths are kept to a minimum. The next step to eliminate pantry moths is to wipe down the inside of all kitchen cabinets and units where you store food. First, use the vacuum cleaner to get rid of all debris and microscopic eggs. Next, make a bug spray by combining equal parts of vinegar and water.

You can further protect your possessions by being more proactive with common household issues. Issues like the following can be ideal places for moths to enter your home. Because moth larvae have hearty appetites for being so small (find out what they are capable of eating here), the resulting destruction can be widespread.

You can also purchase separate containers for things like sugar or cereal so moths can’t chew their way into your food. You’ll more than likely find a few moths hanging around or bouncing into the bulbs. If this is the case, have you recently noticed any moths in your house? Don’t miss out key prevention tips, helpful facts about moths, and helpful elimination guides. Most people don’t experience any health effects from the presence of moths in the home. There’s plenty you can do to get rid of moths to keep them from ever breeding and snacking in your home again.

3D room planning tool Plan your room layout in 3D at roomstyler

Table Of Content

• Pay over time with
• Step 5: Generate Plans of Your New Bedroom Layout
• Living Room Ideas for Your Home
• Is there an app where I can design my room for free?

With RoomSketcher, anyone can now design their dream bedroom with confidence. Have fun with your ideas and let your creativity run wild. Easy to change the size of items by dragging them or entering exact measurements. Lots of different styles to choose from, from French doors to casement windows, U-shaped stairs, to stairs with landings.

Pay over time with

Automatically preview your room in 3D and do virtual walkthroughs as you design until you find the look you’re looking for. Switching between 2D and 3D is seamless and easy without any technical knowledge required. Creating beautiful and functional rooms is now easier than ever. Whether styling a home or premier event, high-end designer furnishings transform any space into a luxurious experience. Meridith Baer Home is the premier home staging company in the nation, with offices in Los Angeles, San Francisco, New York, The Hamptons, and Miami.

Step 5: Generate Plans of Your New Bedroom Layout

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31 Best Sites To Buy Quality Affordable Furniture.

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You'll soon start to see clear themes come through – the same colors, styles and patterns and you can start visualizing how you would like your room to end up looking. When designing an interior, it is important to see its final version, because later, any mistake can lead to additional costs. For this purpose, there is a design bedroom planner to create a layout of the bedroom. Having pictures, you can easily explain to the builders what you need from them to do. Of course, it’s better to order the ready-made design project, but if your budget is limited, and the repair doesn’t involve redevelopment, you can do it on your own.

Living Room Ideas for Your Home

29 Best Furniture Stores UK 2024: Where to buy furniture online - British GQ

29 Best Furniture Stores UK 2024: Where to buy furniture online.

Posted: Fri, 12 Apr 2024 07:00:00 GMT [source]

A walk-in closet will help keep your bedroom clutter-free and is perfect if you have a large fashion collection. Must-have items include a full-length mirror, a bench, and of course, plenty of organized storage space. L-shaped rooms work great for twin bedroom layouts as they naturally provide two separate zones. Position a chest of drawers and a desk next to each bed to help divide the room. Infants obviously require less sleeping space, so you’ll have more floor area to work with when designing a nursery. Once you’ve positioned your crib, think about where to place your glider for feeding and comforting your little one.

It is soothing and elegant, and a little bit more exciting than white. Also we are big fans of pink at the moment and warmer toasty colors like plaster and terracotta are bang on trend too. We have you covered with tips on bedroom color, furniture, layout, and more... A guest bedroom should be welcoming, practical, and neutrally decorated.

Then you need to assess your actual space and think about what is realistically going to work. Look at how big your bedroom is, its shape, natural light levels and any features that you may need to think about a bit more carefully when you come to filling it with furniture. We cover everything from layout to lighting, and from paint colors to flooring options. Create an account and start planning your dream bedroom today. Seamlessly tie together your ensuite and primary bedroom decor by using similar colors and styles. This example uses bold masculine monochrome tones throughout.

Twin Bedroom Ideas

Make sure you have somewhere convenient for your guests to store their suitcases and empty luggage, like a dedicated under-bed drawer. There’s also a seating area for that morning coffee, along with an end-of-bed bench for extra storage and convenience. We recommend to read “Why it happened” article before you reupload the plan. You can also delete the current project or edit it if you want to stay on a free plan. With RoomSketcher you can rearrange the position of your furniture to see what works best.

Tips to Consider When Planning Your Bedroom Layout

Create breathtaking 3D room designs, online, with 3Dream. Quickly and easily design and re-design your space in 2D and 3D then take snapshots to print, email or share with friends. See how 3Dream makes 3D room planning easy and fun. Add bed, nigtstands, wardrobe, dressing table to your layout.

Step 3: Generate Professional Floor Plans

Start by browsing our bedroom floor plan gallery for some inspiration. You don’t need to download a home planner bedroom on your PC, the program operates online. This is great because you won’t need to download additional programs for rendering and selecting textures and materials. A free online bedroom planner is available to everyone.

Once you’re happy with your design, generate a 2D Floor Plan or stunning 3D Floor Plan. Before you unleash that creativity, you’ll need to build your virtual blank canvas. Quickly change measurements by typing in the exact wall length. View designs in dynamic, interactive 3D that is easy to share and embed. Choose from an extensive range of over 7,000 design items in our catalog that will help you create the style you want.

Instant low-res images available with just point-and-click of a virtual camera. For more powerful features, just upgrade your subscription. To check out what’s included with a Free subscription, have a look at our overview here. With RoomSketcher you not only have an easy way to design your own room, but you also get access to powerful 3D visualization features to help you design that perfect plan. Download our room planner app and design your room right away.

Check out our videos and easy-to-follow help articles to get you started. Packed with professional features to create stunning 3D visuals. Loved by personal and professional users all over the world. Create a stunning 2-bedroom apartment layout with zero designer background. There are so many decisions to make, from choosing the right paint color to deciding on the layout of your furniture. It's no wonder that many people find the whole process overwhelming.

Finally, share your design with others, or use it as a blueprint for your bedroom renovation or construction project. A standard bedroom size should be at least 10 ft by 10 ft (3 meters by 3 meters). This provides enough space for a queen-sized bed and a small wardrobe.

Design a room for any project - big or small, for your home or business. Start with a room plan template that you find in our Floor Plan Gallery. Get the inspiration for Living Room design with Planner 5D collection of creative solutions.

Create 2D & 3D floor plans for free with Floorplanner

Table Of Content

• furniture & home accessories added this month:
• Modern Guest Bedroom Idea
• Make your space your own with personal decor
• Living room floor planner
• Win a $500 Living Spaces Gift Card

Then you can look at the design of your apartment as if you were already walking through it. Having created a 3D interior design for your home, you can recommend our service to your friends. Because after creating the layout, you can share it on social media. Create professional-looking floor plans and designs in minutes without requiring technical skills.

furniture & home accessories added this month:

You can download and email your room designs to friends and family. Our room layout planner has more than items and materials in our extensive product library. Begin your project by planning your room layout and dimensions. Add in windows, doors and walls, then adjust till you find the perfect layout.

How To Sell Furniture Online (2024 Guide) – Forbes Advisor - Forbes

How To Sell Furniture Online (2024 Guide) – Forbes Advisor.

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Modern Guest Bedroom Idea

Celebrating 25 years designing interiors, we tell each property’s story through alluring, artful décor. Shop new styles and customer faves to find the bench of your dreams. Leave plenty of space around the ensuite entrance and consider installing an automatic bathroom nightlight for those nighttime toilet breaks. If you have a square or rectangular room, you can also make it work.

Make your space your own with personal decor

It should be easy, accessible, fun, and free for everyone. Since 2007, we've taken it upon ourselves to build a platform to provide just that. Whether you’re designing a new home or refreshing your current one, a free room layout planner is a helpful tool for design enthusiasts of all levels. Especially since the bedroom layout planner is free of charge and available to anyone who wants to improve their interior. Our 3D design tool allows you to see your vision for your space come to life before your very eyes. You can see if the products you like are the right fit, and you can formulate a plan for your room that truly works in terms of dimensions, styles and function.

Start by positioning large pieces like your bed and wardrobe, then build the rest of the layout around them. Once you're happy with your design, preview it in 3D and take a photos and panoramas to get a realistic sense of how your bedroom will look and feel. Advanced lighting settings enable you to adjust light temperature,syn position and more, creating a lifelike interior ambiance that will truly impress your clients. Designing the best bedroom layout can be a bit of a puzzle and a bunch of fun if you know the right questions to ask. Frame your bed with a set of interesting and sculptural side tables instead of nightstands.

Add decorative features like fireplaces, columns, wall paneling and wooden beams til you find the look you’re looking for. Swap different finishings, textures and fabrics with ease and adjust as needed.Preview how your room will look in 3D and easily switch between 2D and 3D views. You can do virtual walkthroughs of your projects and share hi-res renderings with friends and family, or any contractors you hire to do the work for you. It can be tricky to know where to start when designing a bedroom, and really you need to always bed considering all the elements that will ultimately create harmony in your space. BUT, if you want an easy jumping-off point we'd suggest start by creating a mood board. Get on Pinterest or flick through magazines and start collecting bedroom designs you like.

Win a $500 Living Spaces Gift Card

You can also choose a bedroom storage set, too, matching your bedside cabinets to your wardrobe and bed frame, and adding a bedroom storage bench or bedroom storage chest for maximum storage options. Now consider how much room (and budget) you have for bedroom storage. Fitted bedroom furniture tends to be more expensive and formal-looking but will offer a more efficient use of space, especially in a small bedroom, or an awkwardly-shaped one, such as a loft bedroom. Unfitted furniture needn't match, but you should aim, at the least, for a dressing table and bedside tables.

This is precisely where a bedroom planner app like RoomSketcher comes in. See how this savvy interior designer successfully provides e-decorating services and interior design online with RoomSketcher. As you draw, the room planner creates an instant 3D model. Walk around the floor plan in Live 3D and capture the interior with beautiful virtual 3D Photos and 360 Views. Print or download your floor plans to scale, in multiple formats such as JPG, PNG, and PDF.

It's been amazing to see how millions of students and thousands of schools have used our tool as part of their lessons and projects. If you have a platform bed, create a custom headboard by simply applying a material to the wall behind the bed. In this bedroom, we applied a wood paneling to the wall behind the bed to create a custom headboard. The dark stained wood finish complements the platform bed color, and ties the bedroom and the nightstands together visually. You can make your headboard the full height of the wall or stop it part way up. To determine the minimum height for your headboard, prop up your pillows and measure 6”-8” (15-20 cm) above that.

With Room Planner's drag-and-drop interface, you can easily move and rearrange items until you find the perfect configuration. Customize your design with different colors and materials. You now have plenty of bedroom design ideas to work with, so it’s time to take the next step. Until then, most floor plans used the word ‘chamber’ when referencing bedrooms. Plan master bedroom or guest room layouts with 60k real-brand furniture, decor, and storage solutions. In fact, you can instantly customize the look and feel of all your bedroom furniture using our large selection of materials.

Style your accessories to create an attractive color scheme and a variety of textures. Sheepskin, cotton, and satin do wonder for softening up the look and feel of the space. If you are designing a bedroom that's tight on space, a mirrored wardrobe is probably the best trick for visually enhancing the size of the room. Alternatively, additional bedroom space can be transformed into a dressing room – just check out our dressing room ideas for inspiration. A grey bedroom color scheme is still hugely popular and for good reason.

Welcome to timeless eleganceOur home is our sanctuary, where every piece of furniture isn't just a functional object but a treasured chapter in our story. Our pieces are carefully crafted, inviting comfort and conversation, turning the ordinary into extraordinary. They say "modern" is the harmony between elegance and efficiency, and we take pride in offering you precisely that balance. We invite you to shop our collated selection—where every chair, table, and decor piece holds the potential for a story—as you craft and curate your personal getaway.

Drag and drop items from our library into any room and change them out as needed. You can experiment with different layouts, furnishings, and finishes and get a realistic preview of your finished room. From tables to seating, change up your vibe with new dining room designs. Make sure that your bedlinen lasts, choose a high thread count (at least 300) if your preference is cotton, and linen bedding that fully discloses its manufacturing source. Linen is also great if you have no time, or don't want to iron your bed linen, as it has a naturally distressed look.

Use the replace materials feature to try out different types of beds. Place the bed by the window for those beautiful morning views or closer to the en-suite for a practical layout. Get expert tips on how to make your small living room layout functional and inviting.

If you want to use more features of the program, you can buy the PRO version. Ultimate interior design platform to help you create stunning projects, wow your customers and win new clients. Think soft, diffused light from dimmable bedside lamps or wall lights, or even a string of fairy lights arranged along your headboard.

To add your own finishing material and pieces of furniture, as well as get a large selection of other s in the layout, you can buy the PRO version of Roomtodo. It has a low price, and it will give you the freedom of choice as if you were working with a professional architect. You can input your measurements and create walls and doors from scratch or use our Smart Wizard feature to generate fully-furnished room layouts based on your specifications. You can also choose from an extensive library of layouts and designs.Choose furniture, lighting and decor items from our catalog of over 7,000 items.

Cruise lays off nearly a quarter of its staff after grounding its robotaxi fleet

Table Of Content

• October 2023
• GM's Cruise slashes contractor roles after driverless car suspension
• Different Types of Compensation Plans & Benefits
• GM tells its Cruise employees 24% of them will be laid off 'through no fault of their own'
• Tracey Franklin on Building an Engine of Innovation Through Talent
• SixThreeZero Electric Rickshaw review: This fun e-bike can carry an entire family!

In response, several top executives have left the company, including co-founder and CEO Kyle Vogt and chief product officer Dan Kan. Nine more executive were dismissed yesterday, including chief legal and policy officer Jeff Bleich and senior vice president of government affairs David Estrada. Cruise’s troubles can be traced to an Oct. 2 crash when a car hit a woman at an intersection in San Francisco and flung her into the path of one of Cruise’s driverless taxis.

October 2023

Cruise today vs Cruise moving forwardAs we've shared, our goal is to focus our work on a fully driverless L4 service that meets a new AV performance bar, prioritize the Bolt platform, relaunch ridehail in one city to start, and enhance our safety standards and processes before we scale. We are ceasing work on the Origin MY24 but not losing sight of our work on future programs. This is very different from our prior plans to expand into more than a dozen new cities in 2024. The company had 3,800 employees before Thursday's cuts, which also follow a round of contractor layoffs at Cruise last month. Affected employees will receive paychecks until Feb. 12 and at least an additional eight weeks of pay, plus severance based on tenure.

GM's Cruise slashes contractor roles after driverless car suspension

On October 2, a Cruise car hit and dragged a San Francisco pedestrian who had been struck earlier by another car. Earlier this month, according to audio leaked to Forbes from an all-hands meeting, CEO Kyle Vogt confirmed that staff layoffs were coming. Cruise, General Motors’ self-driving development subsidiary, will lay off almost a quarter of its workforce—about 900 employees—the company announced Thursday.

Self-driving company Cruise will lay off 67 workers at Seattle-area engineering hub - GeekWire

Self-driving company Cruise will lay off 67 workers at Seattle-area engineering hub.

Posted: Tue, 19 Dec 2023 08:00:00 GMT [source]

Different Types of Compensation Plans & Benefits

The company intended to shift toward a custom-built autonomous vehicle called the Origin. GM said in the post that laid off workers will get pay through April 8, "plus continued subsidized health benefits, RSU vesting, the January 5 bonus, and additional immigration support for those holding work visas" will continue to be factors. On Wednesday, as first reported by Reuters,, the company said it had parted with nine top executives, including leaders in legal, government affairs, commercial operations, and safety and systems, as part of a safety review triggered by the San Francisco crash.

A barrage of safety concerns and incidents have plagued Cruise self-driving car, since it received approval in August for round-the-clock robotaxi service in San Francisco. Cruise leaders have said the goal is to focus on a fully driverless service, prioritizing the Bolt platform, and it will slow down its commercialization to improve safety. Cruise announced a round of layoffs Thursday affecting contract workers who worked on its driverless ridehailing service, CNBC has learned. The cuts included those who help with cleaning vehicles, fleet charging and fielding customer support inquiries.

Tracey Franklin on Building an Engine of Innovation Through Talent

The subsidiary announced the cuts on Thursday in a letter to Cruise’s 3,800 workers from its president and chief technical officer, Mo ElShenawy, who wrote that the layoffs were not the fault of the workers. The job cuts come a day after Cruise confirmed that nine key leaders are no longer with the company amid an ongoing investigation into an October crash involving one of its driverless robotaxis that forced it to suspend operations. Cruise, the GM self-driving car subsidiary, has started laying off contingent workers after pausing all of it driverless operations and losing key commercial permits that allowed it to operate a robotaxi service in San Francisco. "Today, we are making staff reductions that will affect 24% of full-time Cruisers, through no fault of their own," the company said in a blog post on its website. "We are simplifying and focusing our efforts to return with an exceptional service in one city to start with and focusing on the Bolt platform for this first step before we scale. As a result, we are reducing our employee counts in operations and other areas."

Since the GM Cruise accident, its self-driving car robotaxi fleet has been grounded, pending the results of independent safety probes; its leadership has been gutted. Also Cruise self-driving car production has been halted; hundreds of vehicles have been recalled; and local and federal government officials have launched their own investigations, among other concerns. GM Cruise workforce was about 3,800 before Thursday’s cuts, which also follow a round of Cruise layoffs of contractor last month. Affected employees will receive paychecks until Feb 12 and at least an additional eight weeks of pay, plus severance based on tenure.

Former Cruise employees have told Forbes that they understood that it was meant to shore up company morale in 2022 and demonstrate to the company’s workforce that GM backed Cruise so much that it was willing to be a regular private buyer of the stock. On Thursday, Cruise abruptly ended a program allowing employees and alumni to sell company stock back to its corporate parent, General Motors. Both current and former workers were informed in a company-wide email sent around 9 a.m. Earlier this month, the Free Press reported that a California administrative law judge ordered Cruise to explain why it it should not be fined for "misleading" California regulators for initially failing to disclose that the car dragged the woman 20 feet before it stopped. "We are confident in the team and committed to supporting Cruise as they set the company up for long-term success with a focus on trust, accountability and transparency," Ridella said. GM has been investing in Cruise since 2016 to the tune of about $8 billion so far, the Free Press has reported.

SixThreeZero Electric Rickshaw review: This fun e-bike can carry an entire family!

Videos of Cruise robotaxis blocking traffic and driving into a construction site were shared on social media. But it was a crash with an emergency response vehicle that began to chip away at the company’s seemingly impenetrable exterior. The discontinuation of Cruise’s RLO program comes amid an ongoing crisis at the company.

Vendors will make their own determination about severance for those workers, according to Testo. The accident — and its fallout — have called into question the future of the tech and auto industry’s pursuit of self-driving cars. Since Google started working on the first autonomous vehicle more than a decade ago, dozens of companies have poured tens of billions of dollars into building software and persuading regulators to permit testing on roads around the country. Cruise, the embattled GM self-driving car subsidiary, is laying off 900 employees, or about 24% of its workforce, TechCrunch has exclusively learned. The layoffs are part of a plan to slash costs and attempt to revamp the company following an October 2 incident that left a pedestrian stuck under and then dragged by one of its robotaxis. As a result of our decision to slow down commercialization, we are restructuring to focus on delivering the improvements to our tech and vehicle performance that will build trust in our AVs.

Cruise slashes 24% of self-driving car workforce in sweeping layoffs - TechCrunch

Cruise slashes 24% of self-driving car workforce in sweeping layoffs.

Posted: Thu, 14 Dec 2023 08:00:00 GMT [source]

The DMV suspension came a week after federal auto safety regulators announced they were investigating Cruise following pedestrian injuries. The probe, spearheaded by the National Highway Traffic Safety Administration, was prompted by multiple reports involving pedestrian injuries and Cruise vehicles in recent months, and it concerns an estimated 594 self-driving Cruise vehicles, according to the filing. In the aftermath, the company hired two outside law firms to review Cruise’s safety protocols as well as determine whether Cruise purposefully withheld video footage from the California DMV of its driverless vehicle dragging the hit-and-run victim to the side of the road. The company issued a voluntary recall of all 950 Cruise vehicles earlier this month to update the software to prevent similar incidents in the future.

As you might have learned, yesterday, we took action to part ways with several SLT members. Craig and I believe this is a necessary step, and our leadership team and the board are fully aligned with how our go-forward U.S. staffing needs will map to the priorities ahead of us, and set up Cruise for the long term. We have also ended additional assignments of contingent workers who support our driverless operations, as we refined our go forward plans.

Cruise slashes 24% of self-driving car workforce in sweeping layoffs

Table Of Content

• Learning the Ropes: How to Prevent Data Theft by Employees
• Tracey Franklin on Building an Engine of Innovation Through Talent
• Cruise lays off nearly a quarter of its staff after grounding its robotaxi fleet
• GM tells its Cruise employees 24% of them will be laid off 'through no fault of their own'
• You can power your home for 21 days with a Chevy Silverado EV and GM’s new bidirectional charger
• Different Types of Compensation Plans & Benefits
• After Project Shutdowns, Apple Layoffs Decision to Affect 700 Employees

On Wednesday, Cruise fired nine executives, including its chief operating officer and chief legal and policy officer amid an external investigation led by law firm Quinn Emmanuel into the accident and Cruise’s response. Cruise’s board of directors held a regularly-scheduled meeting at the company’s San Francisco headquarters this past Monday. Following that meeting, the company put out a series of announcements indicating that it would “further steps to enhance safety and transparency,” including hiring a new executive and expanding its outside investigation into the circumstances of its fateful October 2 incident.

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Those who were laid off will remain on payroll through February 12th and are eligible for an additional eight weeks of pay. Long-term employees are being offered an additional two weeks’ pay per every year at Cruise over three years. Everyone will receive an end-of-the-year bonus, as well as extended medical and dental coverage, immigration support, and other benefits. Most of the job cuts are in corporate and commercial roles, which have become less important since the company voluntarily suspended all its driverless operations across the country in October. The shut down came two days after California’s Department of Motor Vehicles said that the company “misrepresented” its technology and ordered Cruise to stop operating in the state. Prior to the crash, the company also operated robotaxi services in Austin, Texas, and Phoenix, Arizona, and had plans to launch in Houston, Dallas, and Miami, among other cities.

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This week, the company, which has 4,000 employees, started laying off contingent workers who support the driverless fleet, with more layoffs to follow, according to TechCrunch. Today, we are making staff reductions that will affect 24% of full-time Cruisers, through no fault of their own. We are simplifying and focusing our efforts to return with an exceptional service in one city to start with and focusing on the Bolt platform for this first step before we scale. These impacts are largely outside of engineering, although some Tech positions are impacted also.

Cruise lays off nearly a quarter of its staff after grounding its robotaxi fleet

After the incident, the California Department of Motor Vehicles suspended Cruise’s permit to operate driverless cars in the state. (It had vehicles in Arizona, Texas, and Florida as well.) In response to the pause in operations, GM said it would reduce spending on Cruise and appoint its own executives to oversee the company. The company laid off Thursday contingent workers, people who were employed to support its driverless fleet. These included jobs cleaning, charging and maintaining the vehicles as well as answering customer support inquiries, according to spokesperson Tiffany Testo.

Cruise robotaxis in crisis: Layoffs, recall, and algorithm found to have blind spot for kids

Laid-off workers will stay on payroll until Feb. 12 and are eligible for an additional 8 weeks of pay, with long-time workers being offered an additional 2 weeks' pay for every year at Cruise over three years. The materials note results from simulated tests in which a Cruise vehicle is in the vicinity of a small child. “Based on the simulation results, we can’t rule out that a fully autonomous vehicle might have struck the child,” reads one assessment. In another test drive, a Cruise vehicle successfully detected a toddler-sized dummy but still struck it with its side mirror at 28 miles per hour. Cruise’s decision to suspend all trips on public roads last month came after a board meeting at the company’s headquarters. As per a Cruise representative the company’s goal is now to work on a fully driverless L4 service, as well as relaunching ride-hailing in one city to start.

GM tells its Cruise employees 24% of them will be laid off 'through no fault of their own'

"As a result of our decision to slow down commercialization, we are restructuring to focus on delivering the improvements to our tech and vehicle performance that will build trust in our AVs," the Cruise post said. GM’s driverless car subsidiary has announced a round of layoffs this week, with the CEO Kyle Vogt reportedly telling employees in an all-hands meeting. Plus, investigations have dredged up some incriminating news that the software’s algorithm had trouble detecting children. Elshenawy said in the memo — also in a blog on — that Cruise also ended additional assignments of contingent workers who support driverless operations. General Motors’ troubled Cruise autonomous vehicle unit is cutting over 900 jobs, about a quarter of its workforce, as it moves to reduce costs and remake itself after a grisly accident in San Francisco and subsequent regulatory scrutiny. Early last month, the company recalled all its robotaxis, which it had been testing on roads in California, and regulators accused Cruise of hiding the severity of the incident.

I am so sorry we have to do this by email, as I would prefer that we have a conversation with each of you. Unfortunately, given the scale of this change, this approach allows us to communicate to those who are impacted at the same time. We know you will want to say goodbye to your colleagues, so you will have access to Cruise email and Zoom for the next couple of hours (until 10am PT). A Cruise representative also told CNBC that the company's goal is now to work on a fully driverless L4 service, as well as relaunching ride-hailing in one city to start. This latest development comes after Cruise confirmed Wednesday that nine senior leaders "departed Cruise" as a result of the ongoing safety investigation and its aftermath. In a statement, Cruise said the employees being let go worked mostly in commercial operations and related corporate functions.

GM self-driving arm Cruise is laying off 24% of its workforce - CNN

GM self-driving arm Cruise is laying off 24% of its workforce.

Posted: Thu, 14 Dec 2023 08:00:00 GMT [source]

The Cruise car dragged the woman some 20 feet before pulling to the curb, causing severe injuries. Regulators accused Cruise of omitting footage of its car dragging the woman from a video that it provided to state officials. Barra reiterated plans for Cruise to be more “deliberate” when operations eventually resume at the troubled self-driving vehicle subsidiary.

Massive Layoffs Hit Troubled Robotaxi Developer Cruise - WIRED

Massive Layoffs Hit Troubled Robotaxi Developer Cruise.

Posted: Thu, 14 Dec 2023 08:00:00 GMT [source]

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Affected employees were primarily in the company’s commercial operations division, as well as related corporate functions, a spokesperson said. Waymo, a division of Google’s parent company Alphabet, is still offering a driverless taxi service in San Francisco. The industry’s leaders consider the city to be a critical proving ground for the technology’s potential and the viability of the $8 trillion market that it could create. But many driverless car executives now worry that Cruise’s troubles could lead regulators to increase their enforcement and scrutiny of the nascent technology. And financial pressures have been mounting for start-ups that sell sensors and other technology to self-driving car companies.

McNeill, who joined the Cruise board recently and was previously chief operating officer at Lyft and president of Tesla, now serves alongside GM Chair and CEO Mary Barra. Cruise stopped its driverless taxi operations across all its fleets right after that "to rebuild public trust" after losing the ability to operate in California. In November, the GM-owned Cruise recalled all of its 950 self-driving systems after one vehicle dragged a pedestrian struck by another car.

That final decision by the robotaxi to attempt to pull over was part of the reason the agencies decided to suspend the permit. Workers will remain on the payroll through February 12 and will be eligible for an additional eight weeks of pay, with long-term employees offered an additional two weeks’ pay per every year at Cruise over three years, according to the email to staff. Anyone laid off will also receive their 2023 bonus (eligible target payout) on January 5, 2024.

Cruise executives said at the time they wanted to take a measured business approach that preserves cash and improves safety culture in an attempt to put GM’s troubled autonomous vehicle subsidiary on the right path. In October, the California Department of Motor Vehicles suspended Cruise's deployment and testing permits for its autonomous vehicles, alongside a statement that said, "When there is an unreasonable risk to public safety, the DMV can immediately suspend or revoke permits." General Motors voluntarily recalled Cruise’s entire fleet of 950 robotaxis, and yesterday, Cruise published a blog post in response to the recent events.

The cuts are part of a broader restructuring to focus the robotaxi unit on a narrower path to commercialization. Instead of expanding its commercial robotaxi service to multiple US cities, the company will relaunch its currently paused service in just one. Cruise issued Wednesday a recall for 950 vehicles equipped with its autonomous vehicle software following the October 2 crash that left a pedestrian, who had initially been hit by a human-driven car, stuck under and then dragged by one of the company’s robotaxis.

Craig Glidden, the automaker’s executive vice president of legal and policy and a Cruise board member, will serve as a president and continue as chief administrative officer. Jon McNeill, who joined the Cruise board last month, has been appointed vice chairman of the board, serving alongside GM CEO Mary Barra. Days later Cruise paused all of its driverless operations in other markets where it had more limited service, including Austin, Houston and Phoenix. The embattled self-driving car subsidiary of General Motors faces an uncertain future after California regulators shut down its robot taxi service in the state.

"This is one of the hardest days we’ve had so far because so many talented people are leaving," Elshenawy wrote. "On behalf of the (senior leadership team), the Cruise Board and GM, I’m truly grateful to everyone who has played a role in building Cruise and who has poured so much into the promise of making our roads safer and our world better." Weeks following the October mishap, California’s department of motor vehicles in effect shut down the robotaxi service by suspending its license to operate in the state.

The company has also ended additional assignments of contingent workers who supported its driverless operations. Engineering, a category that makes up the bulk of the Cruise workforce, is largely being preserved, according to the content of the email and discussions with internal sources. Cruise wants to “enhance our safety standards and processes before we scale,” company co-president and CTO Mo ElShenawy wrote in a letter to employees announcing the layoffs today. A company blog post said that 24 percent of full-time Cruise employees will be let go, with a focus on field and commercial operations, and corporate staffing, though some engineers are also affected. The company had already cut last month a portion of its contingent workforce who kept self-driving vehicles clean, charged, and maintained.